#259 - How to Live Without a Paycheck: Making Sure You Have Enough Money in Retirement
#259 - How to Live Without a Paycheck: Making Sure You Have Enough Money in Retirement

 

Everyone’s biggest worry is if they will have enough money in retirement. Are you prepared to live life without a paycheck? Over the next month, we will explore how to get you ready to live your life without a paycheck. A paycheck can be like a security blanket and learning to live life without it can be scary. That’s why it’s important to prepare for life without a paycheck now. Learn how to make sure you have enough money in retirement by listening to this episode of Retirement Answer Man.

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PodcastsRoger Whitneywithdrawal strategies, paycheck
#258 - Tips from the Rock Retirement Club
#258 - Tips from the Rock Retirement Club

On this last episode in the counting the costs series of the Retirement Answer Man Show, the Rock Retirement Club steps in to provide some tips on how to make the best of all this work. Counting the costs of retirement can be intimidating. It can cause stress and worry. In this episode, those that have counted the costs of retirement and thrived step up to provide tips on how to handle this stressful part of retirement planning. Listening to the experience of others who have not only walked the walk, but done so successfully can ease some of the worry that comes with crunching the numbers while planning for retirement. Listen to this episode to hear tips from members of the Rock Retirement Club.  

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PodcastsRoger WhitneyRock Retirement Club, tips
#257 - The Bare Necessities: Tallying the Cost of Your Needs in Retirement
#257 - The Bare Necessities: Tallying the Cost of Your Needs in Retirement

Over the past few episodes we have been counting the costs of your wants and wishes in retirement and on this episode, we get down to basics. What are your needs? You may think that defining your needs is the easy part: food, water, shelter, clothing, and healthcare, right? Well, it’s actually a bit more complicated than that. As a matter of fact, defining your needs can be much more complicated than coming up with your wants and wishes. Everyone has different needs in their life. What one may consider a need, someone else may scoff at. Listen to this episode of Retirement Answer Man to help you count the costs of your true needs in retirement.

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PodcastsRoger Whitneyneeds, wants, wishes
#256 - Wants and Wishes: How to Make Room for Important Extras
#256 - Wants and Wishes: How to Make Room for Important Extras

How are we supposed to dream big when we are so unsure of how to provide for ourselves in the future? The future seems so unsure after the terrible month of December. Some may be tempted to give up and just put all their money into a safe money market account or cd. You know for certain that you will get 2.5%-4% returns and life wouldn’t seem so scary. On today’s episode, you’ll learn why you want to have an agile retirement plan in place to help you through the rough patches so that you can rock retirement and get back to dreaming of those retirement wants and wishes.

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PodcastsRoger Whitneyneeds, wants, wishes, gifting
#255 - Wishin’ and Hopin’: Dreaming Up Your Big Retirement
#255 - Wishin’ and Hopin’: Dreaming Up Your Big Retirement

This generation is redefining retirement. In the past retirement meant sitting on the park bench of life and taking it easy in the golden years. Today’s retirees are active and involved. They are living longer than ever and usually doing so without the safety net of the pension plans that were common in past generations. Since today’s retirees enjoy a longer period of health, retirement is an excellent time to live it up. How will you rock retirement? Discover ideas on how to pursue and fund your retirement dreams on this episode of Retirement Answer Man.

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PodcastsRoger Whitneyneeds, wants, wishes
#254 - Know Your Numbers: Will You Have Enough Money in Retirement?
#254 - Know Your Numbers: Will You Have Enough Money in Retirement?

As the markets worsen and the talk of recession begins are you wondering if you will have enough money in retirement? Are you wondering what you should start doing now to ensure that you can live the life you want? On this episode of Retirement Answer Man, I encourage you to take intentional action so that you can rock retirement. Today you will learn to count the costs so that you can know how much it will cost to live the life you want after you leave full-time work. Listen to this episode to hear how you can start planning now to rock your retirement.


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PodcastsRoger Whitneyneeds, wants, wishes, spending, budgeting
#253 - Are You Using the Wrong Age to Plan Retirement?
#253 - Are You Using the Wrong Age to Plan Retirement?

What age are you using to plan retirement? When we think of age we usually think of the number of years that we have lived and not the physical state of our bodies. But maybe we should rethink the way we use age to plan retirement. I recently attended a fascinating seminar about the science of aging that has me rethinking age and retirement. During the Practical Planning segment, I discuss the merits of telomere testing while in the Hot Topic segment we talk about the Baader-Meinhof phenomenon. Listen to this episode to discover whether you are using the right age to plan retirement.

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PodcastsRoger Whitneywhen to retire, Baader-Meinhof, biological age, longevity
#252 - What’s Your Word? Whittling Your Resolutions to a One-Word Goal
#252 - What’s Your Word? Whittling Your Resolutions to a One-Word Goal

Each year I choose one word to be my guiding light throughout the year. On this episode of Retirement Answer Man, I will help you understand why choosing one word can help you rock your retirement plan in the upcoming year. Many people choose the New Year as a time to make resolutions for the year ahead. But narrowing your resolution to concentrate on one word can help you improve your focus so that you can stay on track to reach your goals. Listen to this episode of Retirement Answer Man to hear how choosing one word can help you narrow your focus and achieve your retirement goals. So what’s your word going to be?

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PodcastsRoger Whitneywhat's your word, focus
#250 - Is Global Diversification Worth It?
#250 - Is Global Diversification Worth It?

On episode 250 of Retirement Answer Man we investigate the investment strategy of global diversification. With the U.S. stock market on a tear, is global diversification really worth it? In 2018 international investing has been a drag on our portfolios. As with everything, there are positives and negatives to investing internationally, but it is important to diversify your portfolio. David Stein, from the podcast Money for the Rest of Us, and I discussed the pros and cons of holding international stocks at FinCon recently and I share a bit of our conversation with you all. Listen to our discussion and hear some interesting facts about longevity on this episode of Retirement Answer Man.

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PodcastsRoger Whitneyglobal diversification, longevity
#248 - How a Spirit of Gratitude Creates Your Best Life & Retirement
#248 - How a Spirit of Gratitude Creates Your Best Life & Retirement

Is thankfulness the key to a happy life and retirement? It seems like everything I read about happiness contains the common theme of gratitude. Being a thankful person can greatly increase your happiness and the Thanksgiving holiday is a wonderful opportunity to give thankfulness a try. So this Thanksgiving edition of Retirement Answer Man focuses on being thankful to help you create your best life and retirement.

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PodcastsRoger Whitneygratitude, thankful
#247 - 10+ Gifts That Keep On Giving
#247 - 10+ Gifts That Keep On Giving

November is that time of year when we gear up for the holiday season. Although the season seems to start earlier and earlier each year. Now that we’re in full consumerism mode, it’s great to have some gift ideas to help ease the stress of the holidays. So this year, we’ve come up with 10 gift ideas for gifts that keep on giving. They are not too expensive and have a personal touch that you can apply.

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PodcastsRoger Whitneygiving
#246 - Gabbing with Gretchen Rubin: Your Personality and How it Plays into Your Retirement Planning
#246 - Gabbing with Gretchen Rubin: Your Personality and How it Plays into Your Retirement Planning

One way to make family time less stressful is by trying to understand differences in personalities. Everyone approaches life differently and it can be a challenge to understand why some people make the choices they do. Gretchen Rubin is the author of the book The Four Tendencies and joins me on episode 246 to discuss the four personality types that she outlines in her book. Understanding these can help you understand family around the holidays and even help prepare you for your retirement planning

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PodcastsRoger WhitneyGretchen Rubin, personality, 4 Tendencies
#245 - 4 Scary Retirement Stories
#245 - 4 Scary Retirement Stories

Welcome to the Halloween edition of Retirement Answer Man. On this spooky episode, I regale you with 4 scary retirement stories that will haunt you. You’ll want to make sure that you don’t end up living one of these retirement nightmares. You can begin by listening to the Hot Topic segment to discover what solutions you can begin implementing if you are behind in your retirement savings. Listen to this episode now to hear 4 scary retirement stories to use as a cautionary tale for you to avoid a similar fate.

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PodcastsRoger Whitneyretirement stories, divorce
#244 - Listeners Weigh in on Retirement Hopes and Fears
#244 - Listeners Weigh in on Retirement Hopes and Fears

As exciting as it is, the thought of retirement can be a scary one. By the time you reach retirement age, it seems like you have life all figured out. Now you’ll have to start all over again in the big, scary unknown. Why should you leave the comfort, income, and respect that you have in your career for a life of instability and the unknown? Listeners share their worries as well as their hopes for retirement in the practical planning segment and I discuss the sunk cost fallacy and how it pertains to retirement on the hot topic segment.

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PodcastsRoger Whitneylistener story, longevity, sunk cost bias, pretirement
#243 - Real Conversations with Listeners About Retirement Hopes and Fears
#243 - Real Conversations with Listeners About Retirement Hopes and Fears

Have you ever wondered what recent retirees wish they had known before they retired? Recently I asked a group of listeners what kind of resources they would get the most value from to help them prepare for retirement. I am creating an online club that will help you Rock Retirement. On this episode, I share with you conversations that I had with listeners about retirement hopes and fears.

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PodcastsRoger Whitneylistener story
#242 - You Asked: Should I Pay Off My House Before I Retire?
#242 - You Asked: Should I Pay Off My House Before I Retire?

Debt is not a new invention, it has been around for thousands of years. But the modern idea of debt really came into being during the baby boomer generation. The availability of credit has made it so easy for anyone and everyone to get into debt. It comes as no surprise then, that debt among the 65 and over crowd is on the rise. The age-old question of whether you should pay off your house before retirement remains.

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PodcastsRoger Whitneylistener questions, mortgage
#241 - You Asked: Is Meaningful Work After 50 a Possibility or a Pipe Dream?
#241 - You Asked: Is Meaningful Work After 50 a Possibility or a Pipe Dream?

You Asked is back! On this episode of Retirement Answer Man a listener asks an excellent question about ageism and whether it is possible to find meaningful work after 50. You may not have experienced ageism directly, but that doesn’t mean that it isn’t a problem. With the United States experiencing an increasingly aging population, there is a large percentage of the population over the age of 50 and that percentage will continue to increase.

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PodcastsRoger Whitneylistener questions, ageism, work, you asked
#240 - Relocation in Retirement: Making the Most of Your New Locale
#240 - Relocation in Retirement: Making the Most of Your New Locale

Do you have too much stuff? Are you like me? Have you lived in your home for several years and have a lifetime supply of clutter? If you are planning on moving in retirement then you must purge some of this stuff. On the Hot Topic segment, I provide tips on purging. In the Practical Planning segment, I help you discover how to make the most of your new locale.

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PodcastsRoger Whitneyrelocation, where to live