#375 - Asset Allocation Ingredients: What Are UITs and Structured Notes?
#375 - Asset Allocation Ingredients: What Are UITs and Structured Notes?

As you start retirement planning you’ll want to think about using various types of retirement vehicles. This is why we are exploring different asset allocation ingredients in this series. I want you to understand the basics of these investment vehicles so that you can make an educated decision on what to include in your retirement portfolio.

Today you’ll learn about closed-end mutual funds, UITs, and structured notes. Listen in and learn why it’s important to keep your investments simple. You don’t need to overcomplicate your investments.

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PodcastsRoger Whitneyasset allocation, UIT, mutual funds, structured note
#374 - Asset Allocation Ingredients: What Is a Separately Managed Account (SMA)?
#374 - Asset Allocation Ingredients: What Is a Separately Managed Account (SMA)?

Retirement planning takes many different forms, but to effectively manage your money in retirement it is important to know the types of investment accounts that are available. This is why I am hosting the Asset Allocation Ingredients series.

Over the course of this series, we explore what goes into your investment mix. This episode focuses on separately managed accounts. You’ll learn what they are and their advantages and disadvantages.

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PodcastsRoger Whitneyasset allocation, SMA, long-term care
#373 - Asset Allocation Ingredients - What is a Mutual Fund?
#373 - Asset Allocation Ingredients - What is a Mutual Fund?

This month we are discussing the ingredients that make up your retirement portfolio--your pie cake. In the previous episode, we took a deeper look at ETFs, and in this episode, we explore mutual funds.

You probably have mutual funds somewhere in your portfolio, but you may not know exactly what they are. On this episode of Retirement Answer Man, we will take a look at what a mutual fund is so that you can determine if you should have one in your retirement toolbox.

The purpose of this series is to get you to start thinking about the things in the financial realm to prepare yourself for this monumental life transition. Most blogs, podcasts, and other retirement resources focus on the retirement sizzle -- this series will serve you the steak. Press play if you are ready to build a strong foundation to rock retirement.

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PodcastsRoger Whitneymutual funds, asset allocation, 457b, withdrawal strategies
#372 - Asset Allocation Ingredients: What is an Exchange Traded Fund (ETF)?
#372 - Asset Allocation Ingredients: What is an Exchange Traded Fund (ETF)?

If you have listened to this show for a while you know that I like to create a retirement withdrawal strategy based on the pie cake. However, we haven’t discussed what goes into the mix.

Over the next several episodes, we’ll dive into the details of asset allocation. You’ll learn a bit about ETFs, mutual funds, separately managed accounts, and UITs. On this episode, in addition to answering listener questions with Andy Panko from Retirement Planning Demystified, you’ll learn about ETFs and their pros and cons.

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PodcastsRoger Whitneyasset allocation, ETFs, pie cake, exchange-traded fund, tax planning, Andy Panko
#371 - What to Do in the 5 Years Before Retirement: Wisdom from Current Retirees
#371 - What to Do in the 5 Years Before Retirement: Wisdom from Current Retirees

Do you know what you should be doing in the 5 years leading up to retirement? Are you doing everything you can to get yourself retirement-ready?

This is the last episode in a 5 part series that expands upon what you need to do in the final push before retirement. If you’d like to start at the beginning of the series click here.

Today we’ll hear from the audience. I have asked those that have already retired to share what they wish they would have known before retirement. Listen in to hear their words of wisdom so that you can make sure to rock your retirement.

The purpose of this series is to get you to start thinking about the things in the financial realm to prepare yourself for this monumental life transition. Most blogs, podcasts, and other retirement resources focus on the retirement sizzle -- this series will serve you the steak. Press play if you are ready to build a strong foundation to rock retirement.

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PodcastsRoger Whitney5 years before retirement, MYGA, Medicare, life insurance
#370 - On Your Mark Get Set Go: How to Gracefully Cross the Finish Line into Retirement
#370 - On Your Mark Get Set Go: How to Gracefully Cross the Finish Line into Retirement

Are you within 5 years of retirement? If so, it’s time to start training. Retirement is like a marathon, and you need to be ready to run it. This episode is part 4 of a 5 part series on what to do in the 5 years leading up to retirement. Today you’ll learn how to properly train for the marathon that is retirement so that you can enjoy the run when you get there.

Are you signed up for the 6-Shot Saturday newsletter? Make sure to get on the email list so that you can receive a comprehensive guide that lays out what you need to focus on in the 5 years leading up to retirement. Next week you’ll hear tips from current retirees who are a few steps ahead of you on this journey, so don’t miss it!

The purpose of this series is to get you to start thinking about the things in the financial realm to prepare yourself for this monumental life transition. Most blogs, podcasts, and other retirement resources focus on the retirement sizzle -- this series will serve you the steak. Press play if you are ready to build a strong foundation to rock retirement.

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PodcastsRoger Whitney5 years before retirement, Fritz Gilbert, Carl
#369 - What to Do in the 5 Years Before Retirement: On Your Mark, Get Set, Go - Your Non-Financial Pit Strategy
#369 - What to Do in the 5 Years Before Retirement: On Your Mark, Get Set, Go - Your Non-Financial Pit Strategy

Are you trying to gain the confidence you need to rock retirement? If so, you’re in the right place. Welcome to the Retirement Answer Man show, you’ve joined the second episode in a 5-week series geared toward those who are within 5 years of retirement. If you’d like to listen to the first episode of this series head on over to episode 367.

The purpose of this series is to get you to start thinking about the things in the financial realm to prepare yourself for this monumental life transition. Most blogs, podcasts, and other retirement resources focus on the retirement sizzle -- this series will serve you the steak. Press play if you are ready to build a strong foundation to rock retirement.

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PodcastsRoger Whitney5 years before retirement, personal values, life purpose, annuities, HSA
#368 - On Your Mark, Get Set, Go! What to Do in the 5 Years Before Retirement - Your Financial Pit Strategy;
#368 - On Your Mark, Get Set, Go! What to Do in the 5 Years Before Retirement - Your Financial Pit Strategy;

Are you trying to gain the confidence you need to rock retirement? If so, you’re in the right place. Welcome to the Retirement Answer Man show, you’ve joined the second episode in a 5-week series geared toward those who are within 5 years of retirement. If you’d like to listen to the first episode of this series head on over to episode 367.

The purpose of this series is to get you to start thinking about the things in the financial realm to prepare yourself for this monumental life transition. Most blogs, podcasts, and other retirement resources focus on the retirement sizzle -- this series will serve you the steak. Press play if you are ready to build a strong foundation to rock retirement.

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PodcastsRoger Whitney5 years before retirement, Retirement plan of record
#366 - Let’s Get Physical - Creating Your Health Action Plan
#366 - Let’s Get Physical - Creating Your Health Action Plan

Over the past 3 episodes, we have been talking about different ways that you can improve your health in retirement. Today you’ll take action. Choose the habits you want to build and learn how to actually build these habits and set yourself up for success. Learning about health and nutrition is one thing, but taking action is something else entirely. Press play so you don’t miss out on these tips to learn how to create and stick with healthy habits.

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PodcastsRoger Whitneylet's get physical, healthy habits, Kevin Lyles
#365 - Let’s Get Physical - 5 Tips for Excellent Nutrition
#365 - Let’s Get Physical - 5 Tips for Excellent Nutrition

If you are interested in living a healthy life you have to consider the food that you put into your body. The food you consume fuels your body and shapes your life. On this episode of Retirement Answer Man, you’ll learn 5 tips for ensuring excellent nutrition. You’ll also discover a few resources that can help you improve your thinking around nutrition. Grab your headphones and dive into this episode so that you can rock retirement by living a healthy life.

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PodcastsRoger Whitneynutrition, let's get physical, Tanya Nichols, diet
#364 - Let’s Get Physical: Maintaining Your Strength and Mobility
#364 - Let’s Get Physical: Maintaining Your Strength and Mobility

To rock retirement, you have to have the right tools, and the most important tool you have is your body. To keep up your strength and mobility your body needs to be fine-tuned. On this episode of Retirement Answer Man, we continue discussing your physical health. You’ll learn what you can do to maintain your strength and mobility so that you can rock retirement.

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PodcastsRoger Whitneyexercise in retirement, let's get physical, mobility, Tanya Nichols, functional health
#363 - Let’s Get Physical: The Importance of Healthy Habits
#363 - Let’s Get Physical: The Importance of Healthy Habits

Good health is not something you can buy, but it can be an important savings account for your future. Over the course of the next 4 episodes, we will focus on how to stay healthy and fit in retirement. We’ll discuss exercise, mobility, and nutrition. In the final episode of the Let’s Get Physical series, you’ll learn how to create an action plan to build and maintain healthy habits throughout retirement. Press play to get started on creating a healthy life.

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PodcastsRoger Whitneyhealthy habits, let's get physical, HSA, ETFs, mutual funds
#362 - Retirement Plan Live 2021 - Unexpected Retirement: Discovering a New Identity and Purpose
#362 - Retirement Plan Live 2021 - Unexpected Retirement: Discovering a New Identity and Purpose

This is it -- the last episode of Retirement Plan Live 2021! We have walked Trish through her unexpected retirement to see if she has what it takes to build the retirement of her dreams. Over the past 4 episodes, we have gotten to know Trish and her situation. We have taken an in-depth look at her goals, resources, and net worth to help her assess whether she is ready to retire. If you would like to start this series from the beginning, head back over to episode 359, if you’ve already listened then press play now.

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PodcastsRoger Whitneyretirement plan live, RPL, Trish, unexpected retirement, laid off
#361 - Retirement Plan Live 2021 - Unexpected Retirement: Counting It Up - Trish’s Resources
#361 - Retirement Plan Live 2021 - Unexpected Retirement: Counting It Up - Trish’s Resources

Last week in Retirement Plan Live, Trish dreamed up big dreams for her retirement. In this episode, we are going to outline her resources to see if she has the ability to fund those dreams. Organizing your resources is an important step in retirement planning. Listen in to learn how important it is to plan what you want to use your resources for, and let’s see if Trish has what it takes to build her retirement dreams.

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PodcastsRoger Whitneyretirement plan live, RPL, Trish, unexpected retirement, social capital, human capital, financial capital, laid off
#360 - Retirement Plan Live 2020: Unexpected Retirement - Trish and Lynn’s Retirement Goals
#360 - Retirement Plan Live 2020: Unexpected Retirement - Trish and Lynn’s Retirement Goals

Welcome to week 2 of Retirement Plan Live 2021! Last week, in episode 359, you got to meet Trish who was unexpectedly laid off last year. She had been hoping to retire within 5 years, but with this layoff, she is exploring the idea that maybe she can retire now. Over the next few episodes, we will walk her through the steps I take with clients to create and test a retirement plan.

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PodcastsRoger Whitneyretirement plan live, RPL, Trish, unexpected retirement, laid off, pie cake
#359 - Retirement Plan Live 2021: Unexpected Retirement - Trish Lost Her Job!
#359 - Retirement Plan Live 2021: Unexpected Retirement - Trish Lost Her Job!

Welcome to the Retirement Answer Man show, this month we’ll be doing a Retirement Plan Live! The Retirement Plan Live series allows you to take an in-depth look at a person’s goals, resources, and net worth to determine whether they are ready to retire. At the end of the month, on Thursday, January 28th, we will wrap it all up with a live webinar that you can join to see how their retirement plan works out.

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PodcastsRoger Whitneyretirement plan live, unexpected retirement, RPL, Trish, Sam, laid off
#358 - The Parent Project: 5 Tips for Managing Your Parents’ Finances
#358 - The Parent Project: 5 Tips for Managing Your Parents’ Finances

Today we finish up The Parent Project. This has been an important theme to tackle and fortunately, we had 5 weeks to spend learning how we can help our parents age gracefully.

To wrap up The Parent Project, Christine Benz from Morning Star joins me to discuss how you can help manage your parents’ finances. Not only is Christine a financial expert, but she has had firsthand experience taking the reins of her parents’ finances.

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PodcastsRoger Whitneyparent project, Christine Benz, Carl, Fritz Gilbert
#357 - The Parent Project: When, What, and How to Take Over When the Time Comes
#357 - The Parent Project: When, What, and How to Take Over When the Time Comes

There may come a time in your parents’ life (and in your own) when they begin to lose their agency. They may no longer have the ability to act upon their own path. Do you know what steps to take if that happens?

In this episode of Retirement Answer Man, we’ll investigate when, what, and how to take over when the time comes. Today, I have 2 guests joining me who will share their firsthand experience with the process of caring for a parent.

Join me for the 4th installment of the Parent Project series. If you haven’t listened to the first 3 be sure to check those out when you’re done with this one.

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PodcastsRoger Whitneyguardianship, power of attorney, parent project, Naomi Karp