#299 - Retirement Tax Management: Social Security and Taxes
#299 - Retirement Tax Management: Social Security and Taxes

Nobody likes taxes, but tax management in retirement doesn’t have to hurt so bad. During this Retirement Tax Management series, you’ll learn about tools and tricks you can use during retirement to lessen your tax burden and make paying taxes as painless as possible. On this episode, we’ll focus on Social Security and how it affects your tax burden. You’ll also hear retirement tax tips from a variety of other professionals. Make sure to listen to the whole series to learn as much as you can and when you’re done be sure to take the listener survey so that we can get your opinions to refine the show to cover topics that interest you.  

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PodcastsRoger Whitneyretirement tax management, social security, taxes
#298 - Retirement Tax Management: The Opportunity to Manage Tax Brackets
#298 - Retirement Tax Management: The Opportunity to Manage Tax Brackets

Wait, did you think that tax management would become easier in retirement? That’s hilarious! Managing your taxes in retirement can be a scary endeavor. There are new terms popping up at you from every direction. That’s why we’re taking this whole month to discuss retirement tax management. With a little bit of education, you won’t find tax management in retirement that daunting. Start your education in retirement tax management by listening to this episode of Retirement Answer Man. 

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PodcastsRoger Whitneyretirement tax management, rising equity glidepath
#297 - Classic Episodes: What’s Wrong with Index-Based Investments?
#297 - Classic Episodes: What’s Wrong with Index-Based Investments?

Do you use index-based investments? There is a trend towards passive investing as people are stepping away from high fee managed funds. There are many positives in passive, index-based investments, but there are some downsides too. In this classic episode, we explore the downfalls that can come with index-based investments. If you are on the passive investing bandwagon you’ll want to discover what the negatives are to have all the information and make intelligent decisions.

 

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PodcastsRoger Whitneypassive investing
#296 - Work and Retirement, A Match Made in Heaven?
#296 - Work and Retirement, A Match Made in Heaven?

Are work and retirement mutually exclusive? Here at the Retirement Answer Man world headquarters, we don’t think so. On this classic (throwback?) episode, we revisit the idea of pretirement. Pretirement is the concept that you can work and retire at the same time. If you aren’t ready to hang up your hat and sit on the park bench of life, you’ll want to explore the concept of pretirement. Listen to this vintage episode of Retirement Answer Man to ponder the idea of work and retirement and discover if this is the right concept for you. 


 

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PodcastsRoger Whitneypretirement
#295 - Classic Episodes: How Personal Values can Affect Your Happiness in Retirement
#295 - Classic Episodes: How Personal Values can Affect Your Happiness in Retirement

In all of your planning, have you planned for happiness in retirement? Many people just look at the facts and figures in their retirement and they don’t stop to think about how they will create their own happiness in retirement. On this classic episode of Retirement Answer Man, we revisit an oldie but goodie. Listen to this episode to see if you can discover why this was the one that made Nichole decide once and for all that she wanted to come work with me!

 

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PodcastsRoger Whitneyhappiness, personal values
#294 - Classic Episodes: Michael Kitces and the Rising Equity Glidepath
#294 - Classic Episodes: Michael Kitces and the Rising Equity Glidepath

Have you ever heard of the rising equity glidepath? If not, you’ll definitely want to listen in to this interview with Michael Kitces where he debunks a common retirement myth. Michael Kitces is the man behind the Nerd’s Eye View, a financial planning blog that seeks to improve your financial situation no matter where you are in life. Michael Kitces shares with me on this Retirement Answer Man classic episode recent research which debunks common retirement planning advice. You’ll definitely want to listen to this interview and consider whether his advice lines up with your own retirement asset allocation strategy.

 

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PodcastsRoger WhitneyMichael Kitces, rising equity glidepath, asset allocation
#293 - Retirement Answer Man Classic Episodes - Your Net Worth Statement: The MVP of Managing Your Finances
#293 - Retirement Answer Man Classic Episodes - Your Net Worth Statement: The MVP of Managing Your Finances

Your net worth statement is the first building block for creating a great life in retirement. On this episode of Retirement Answer Man, we revisit a classic episode to reiterate the importance of net worth statements. You’ll learn the importance of having a net worth statement, how to create a net worth statement and how to determine your own net worth. Listen to this episode to find out why having a net worth statement is the foundation for creating your ideal retirement.

 

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PodcastsRoger Whitneynet worth statement
#292 - Retirement Plan Live 2019 - How to Navigate Uncertainty
#292 - Retirement Plan Live 2019 - How to Navigate Uncertainty

Welcome to the last episode of Retirement Plan Live 2019. If you are new to the show, go back and start with episode 289. Retirement Plan Live is a series within the show where we take live case studies with listeners and walk through their retirement dreams and then tackle their finances to see if they can make their dreams a reality. In this Retirement Plan Live we have met Emma and she and her husband have been facing a difficult situation. On Thursday, October 10 we’ll have their live results meeting. We’ll walk through their ideal retirement and learn if their retirement plan can become a reality. Be sure to sign up for 6-Shot-Saturday on the homepage of RogerWhitney.com so that you can get the link to the live results webinar. 

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PodcastsRoger Whitneyuncertainty, RPL, retirement plan live, Christopher McCluskey, Emma and Luca
#291 - Retirement Plan Live 2019 - Counting What You Have
#291 - Retirement Plan Live 2019 - Counting What You Have

Welcome back to Retirement Plan Live 2019. During this Retirement Plan Live, we look at Emma and Luca who have recently been thrown a curveball and need to adjust their retirement plans. In this episode, we will be counting what they have to see if they will be able to make their retirement dreams a reality.  While they are counting what they have, take the opportunity to sit down and consider what you have. We’ll include worksheets you can use in the 6-Shot Saturday email so be sure to sign up for it at RogerWhitney.com. 

 

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PodcastsRoger Whitneyretirement plan live, RPL, Emma and Luca, uncertainty
290 - Retirement Plan Live 2019- How to Move Forward
290 - Retirement Plan Live 2019- How to Move Forward

Even when life throws you a curveball you still have to figure out how to move forward. This Retirement Plan Live series is a bit different than the previous ones. We are working with Emma and Luca who are dealing with an unexpected hitch in their retirement. On the last episode, we learned about their situation. On this episode, we’ll discuss their needs, wants, and wishes. And in the following episode, we’ll look at the numbers and discuss how they plan to pay for it all. Listen to this episode to hear how to move forward when life throws you a curveball.

 

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PodcastsRoger Whitneyretirement plan live, RPL, Emma and Luca, uncertainty
#289 - Retirement Plan Live 2019 - When Life Disrupts Retirement
#289 - Retirement Plan Live 2019 - When Life Disrupts Retirement

Welcome to a new Retirement Plan Live. If you this is your first time listening to one, be sure to sign up for 6-Shot Saturday to get all the updates. On this Retirement Plan Live, we’ll be working with Emma and Luca. Life has thrown them a curveball and we’ll see if they can still make their ideal retirement a reality given their current situation. Week by week we’ll walk through their situation. On this episode, you’ll hear what happened and what their retirement goals are. Next, you’ll hear about their financial resources. Then we’ll discuss how they can remain agile given their situation. We’ll also discuss their opportunities and the risks that surround them. Each week you’ll get an update in 6-Shot Saturday. Then in October, we’ll have a webinar where we lay it all out on the table to see if they can make their revised retirement dreams a reality. Make sure to listen to the whole series and sign up for 6-Shot Saturday to get all the updates.

 

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PodcastsRoger Whitneyretirement plan live, RPL, Emma and Luca, uncertainty
#288 - Whooooo Are You? (In Retirement) Who? Who? 5 Steps to Creating Your Retirement Identity
#288 - Whooooo Are You? (In Retirement) Who? Who? 5 Steps to Creating Your Retirement Identity

Over the past month, we have been exploring an important topic in creating your retirement. We have been discussing you. Retirement is another giant life change that can be compared with ending school or beginning a career. This momentous occasion is a great time to give pause and think about who you really are. If you haven’t listened to the previous episodes in this series, you’ll want to go back and listen to episodes 285, 286, and 287. On this episode, you’ll learn 5 steps for creating your retirement identity. 

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PodcastsRoger Whitneyretirement identity
#287 - Whooooo Are You? (In Retirement) Who? Who? How to Determine What’s Next with Skip Prichard
#287 - Whooooo Are You? (In Retirement) Who? Who? How to Determine What’s Next with Skip Prichard

Do you know what’s next for you in retirement? We continue our exploration of self-reinvention and self-discovery today as we have during this whole monthlong series. On this episode, you’ll learn an important step in the process of self-discovery, which is how to close the book on the past. Before you retire you will want to ask yourself who you really are and who you want to be in the coming years. I interview Skip Prichard, author of The Book of Mistakes, to learn tools we can use to help reinvent ourselves. Learn how to close the door on the past and create your new identity for that new season in life on this episode of Retirement Answer Man.

 

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PodcastsRoger Whitneyretirement identity, Skip Prichard
#286 Whooooo Are You? (In Retirement) Who? Who? Rediscovering Your Authentic Self Using the Enneagram with Teresa McCloy
#286 Whooooo Are You? (In Retirement) Who? Who? Rediscovering Your Authentic Self Using the Enneagram with Teresa McCloy

As you approach retirement it’s time to reconnect with your authentic self. We continue with the ‘who are you in retirement’ series by learning how to connect with your authentic self using the Enneagram. Today we welcome Teresa McCloy from the Enneagram in Your Real Life podcast. Teresa is here to show you how the Enneagram can help you rediscover your authentic self. Teresa is an Enneagram expert that teaches people how to apply the Enneagram intentionally to create a better life. Listen to this episode to learn how to use the Enneagram to rediscover your authentic self.

 

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PodcastsRoger Whitneyretirement identity, Teresa McCloy, enneagram
#285 - Are You Ready to Redefine Yourself in Retirement? with Dr. Joe Coughlin from the MIT Age Lab
#285 - Are You Ready to Redefine Yourself in Retirement? with Dr. Joe Coughlin from the MIT Age Lab

How are you going to redefine yourself in retirement? Retirement means making the life transition from a full-time career to full-time living on your own terms. Although this is exciting, it can also be scary. During this series, you’ll learn how to create a framework to do this successfully. Learn how to figure out your identity and who you want to become. Are you ready to redefine yourself in retirement? Listen to this episode of Retirement Answer Man to begin to make this huge transition in your life.

 

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PodcastsRoger Whitneyredefine yourself, Joe Coughlin, retirement identity
#284 - Is an Annuity Right for Retirement? Your Annuity Questions Answered
#284 - Is an Annuity Right for Retirement? Your Annuity Questions Answered

You may still have some questions about annuities so in this episode I answer your annuity questions. We have had several listeners ask some great questions which will help clarify how annuities work. After diving deep into annuities during this 5-week long month, we can all look forward to the next series where you will learn how to figure out who you will be in retirement. But before that, listen to this episode to get all of your annuity questions answered.  

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PodcastsRoger Whitneyannuities, listener questions, retirement identity
#283 - Is an Annuity Right for Retirement? The Pros and Cons of Variable Annuities
#283 - Is an Annuity Right for Retirement? The Pros and Cons of Variable Annuities

In this episode of the annuity series, we’ll discuss the pros and cons of variable annuities so that you can learn whether a variable annuity should be a part of your retirement plan. During the Hot Topic segment, we’ll discuss the Rock Retirement Club since enrollment just opened back up. Then in the Practical Planning segment, we jump back into our discussion on annuities. You’ll learn all about variable annuities to help you become more informed. Listen to this episode to learn the pros and cons of variable annuities.

 

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PodcastsRoger Whitneyvariable annuities
#282 - Is an Annuity Right for Retirement? The Pros and Cons of Fixed Annuities
#282 - Is an Annuity Right for Retirement? The Pros and Cons of Fixed Annuities

On today’s episode of Retirement Answer Man, we’ll consider the pros and cons of fixed annuities. During this series on annuities, we are discussing whether annuities are right for your retirement. Many people choose pretirement as an income floor for their first few years of retirement to help them ease into the lifestyle and decrease financial risk. An annuity can be considered a backend floor to cover your retirement spending in your 80’s, 90’s and even 100’s. We all know that longevity is a big factor in retirement planning and a fixed annuity could help supplement your social security income in old age. Listen to this episode to help you consider the pros and cons of fixed annuities so that you can judge whether an annuity is a good choice for your #retirement.

 

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PodcastsRoger Whitneyfixed annuities
#281 - Is an Annuity Right for Retirement? The Role an Annuity Can Play in Your Portfolio
#281 - Is an Annuity Right for Retirement? The Role an Annuity Can Play in Your Portfolio

This week on Retirement Answer Man, we define what role an annuity could play in your portfolio. Annuities can be a polarizing topic in the financial world but we need to think critically with a curious and open mind rather than vilify or glorify these investment tools. I’m checking my own biases at the door to bring you the most reliable information I can. Annuities may not be the most exciting topic, but we want you to rock retirement with intentionality so let’s dive in and learn as much as we can. 

 

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PodcastsRoger Whitneyannuities
#280 - Is an Annuity Right for Retirement? Annuity Basics
#280 - Is an Annuity Right for Retirement? Annuity Basics

Do you know the annuity basics? Over the next 4 episodes, we will explore annuities to see if they have a place in your retirement journey. We’ll discover how they work and if they can help you rock retirement all the way into your 80’s, 90’s, and beyond. On this episode, we’ll start from the beginning and explore our own biases and then cover the annuity basics. By the end of this series, you can decide whether annuities are the right choice for you. Are you ready to get your financial geek on? Strap on your headphones and get ready to explore annuity basics so you can rock retirement.

 

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PodcastsRoger Whitneyannuity basics, fixed annuities, variable annuities, equity-indexed annuities