Posts in Podcasts
#267 - You’re Retired! How to Use Your Accounts: The Basics of IRAs, Roth IRAs, and 401Ks
#267 - You’re Retired! How to Use Your Accounts: The Basics of IRAs, Roth IRAs, and 401Ks

You have been saving into your IRA’s, Roth IRA’s and 401K’s for years. But once you retire how should you get money out of them? Over the next few episodes, we are going to dive into your different retirement accounts so that you can fully understand them. It’s important to understand the difference between these accounts so that you can create a withdrawal strategy to minimize the tax implications. Are you ready to learn about the different types of retirement accounts so that you can rock retirement? Listen in to this episode of Retirement Answer Man, to hear the basics of IRA’s, Roth IRA’s, and 401K’s so that you can understand how to create a sound withdrawal strategy.

 

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PodcastsRoger WhitneyIRA, Roth, 401(k)
#266 - The RV Virus Road Trip Edition: Real Stories from the Rock Retirement Club
#266 - The RV Virus Road Trip Edition: Real Stories from the Rock Retirement Club

After this month’s RV virus series, I’m sure you are all ready for a road trip! Ty and Larry join me on this episode to share their wisdom from more than 7 years on the road. This couple is truly inspirational and will have you rethinking your purpose and what it means to retire. Listen to Larry and Ty discuss what it means to retire with purpose and how their life looks after 7 years on the road.

 

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PodcastsRoger Whitneyroad trip, RV, care-a-vanners
#265 - The RV Antivirus: How to See America Without Adding a Motor to Your Home
#265 - The RV Antivirus: How to See America Without Adding a Motor to Your Home

So are you still curious about how to see America but maybe a bit worried about jumping into an RV? All month long we have been discussing the RV lifestyle. In the first episode of the series (263) we discussed how to diagnose the virus. The next covered how to afford it, and on this episode, we discuss the alternatives to RV’s that are out there. If you have the RV virus you might be overly focused on the romanticized dream of owning an RV and you may not have considered any alternatives. We’ll also chat with Fritz who comes with experience in RV ownership and he shares his expertise with the RV lifestyle. Listen to this episode to discover if there may be an antidote to the RV virus lurking inside of you.

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PodcastsRoger WhitneyRV, Fritz Gilbert
#264 - Living with RRV Virus: How to Live the Retirement RV Life Without ‘Braking’ the Bank
#264 - Living with RRV Virus: How to Live the Retirement RV Life Without ‘Braking’ the Bank

Now that the thought of the RV life has fully got you hooked. It’s time to figure out how much this life will cost you. This episode is the second in the RV virus series. On episode 263 we diagnosed the symptoms of the RV life, and over the next 3 episodes, we will delve in deeper to this potentially costly yet fun virus. If you are ready to jump into the RV life with both feet, you’ll want to listen to this series first to arm yourself with as much knowledge as possible before you ‘brake’ the bank.

 

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PodcastsRoger WhitneyRV
#263 - The Retirement RV Virus: Symptoms and Prognosis
#263 - The Retirement RV Virus: Symptoms and Prognosis

Has the retirement RV virus infected you? This virus is very dangerous; it could cost you tens of thousands of dollars, but it could be a lot of fun too. Are you a baby boomer contemplating retirement? Are you excited by the thought of freedom and travel? If so, then this series is important for you. Over the next 4 weeks, we will cover how to diagnose the virus, what to do if you succumb to the virus, and what are some alternative treatments other than buying an RV. You’ll also learn from the experience of others living with this virus. Are you ready to learn more about this potentially fun and exciting virus? Then listen now to this episode of Retirement Answer Man.


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PodcastsRoger WhitneyRV
#262 - How to Live Without a Paycheck: The Upside of Building an Income Floor
#262 - How to Live Without a Paycheck: The Upside of Building an Income Floor

How can building an income floor ease your worries about life without a paycheck? If you are worried that having a 2-year cash reserve won’t give you enough security then you may want to build an income floor to help ease your concern. Over the past few episodes, we have been discussing how to live life without a paycheck and you have learned how to build a bucket system. But some of you may feel that this isn’t quite enough to help you weather the times of market uncertainty. Listen to this episode to hear how building an income floor can give you more peace of mind.

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PodcastsRoger Whitneyincome floor, paycheck, bucket system
#261 - How to Live Without a Paycheck: Keeping Your Buckets Full
#261 - How to Live Without a Paycheck: Keeping Your Buckets Full

Now that you have your buckets full do you think the retirement planning is over? Sorry, but no, it’s not. 6 months later you have to do it all over again. The problem is life keeps changing. Expenses keep changing. So how do you overcome this? How do you constantly adjust? Constantly adjusting to new conditions is what retirement is. Agile retirement management means you can’t put financial management on autopilot. Learn how to set yourself up for success so that you can make the best of the only life you have on this episode of Retirement Answer Man.

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PodcastsRoger Whitneypaycheck, withdrawal strategies
#260 - How to Live Without a Paycheck: Building a Bucket System
#260 - How to Live Without a Paycheck: Building a Bucket System

You may have heard me talk about the bucket system on previous episodes. People often wonder how they will tap into their funds when they retire. They wonder if they should just sell assets when they need some money. Well today, I teach you how to live life after your paychecks stop coming. You’ll learn the process on how you create your own bucket system so that you can create your own steady paycheck. Are you ready to learn how to set up your retirement paycheck so that you can be intentional about creating a great life? Listen to this episode to learn how to build your own bucket system so you can rock retirement.

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PodcastsRoger Whitneybucket system, paycheck, withdrawal strategies
#259 - How to Live Without a Paycheck: Making Sure You Have Enough Money in Retirement
#259 - How to Live Without a Paycheck: Making Sure You Have Enough Money in Retirement

 

Everyone’s biggest worry is if they will have enough money in retirement. Are you prepared to live life without a paycheck? Over the next month, we will explore how to get you ready to live your life without a paycheck. A paycheck can be like a security blanket and learning to live life without it can be scary. That’s why it’s important to prepare for life without a paycheck now. Learn how to make sure you have enough money in retirement by listening to this episode of Retirement Answer Man.

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PodcastsRoger Whitneywithdrawal strategies, paycheck
#258 - Tips from the Rock Retirement Club
#258 - Tips from the Rock Retirement Club

On this last episode in the counting the costs series of the Retirement Answer Man Show, the Rock Retirement Club steps in to provide some tips on how to make the best of all this work. Counting the costs of retirement can be intimidating. It can cause stress and worry. In this episode, those that have counted the costs of retirement and thrived step up to provide tips on how to handle this stressful part of retirement planning. Listening to the experience of others who have not only walked the walk, but done so successfully can ease some of the worry that comes with crunching the numbers while planning for retirement. Listen to this episode to hear tips from members of the Rock Retirement Club.  

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PodcastsRoger WhitneyRock Retirement Club, tips
#257 - The Bare Necessities: Tallying the Cost of Your Needs in Retirement
#257 - The Bare Necessities: Tallying the Cost of Your Needs in Retirement

Over the past few episodes we have been counting the costs of your wants and wishes in retirement and on this episode, we get down to basics. What are your needs? You may think that defining your needs is the easy part: food, water, shelter, clothing, and healthcare, right? Well, it’s actually a bit more complicated than that. As a matter of fact, defining your needs can be much more complicated than coming up with your wants and wishes. Everyone has different needs in their life. What one may consider a need, someone else may scoff at. Listen to this episode of Retirement Answer Man to help you count the costs of your true needs in retirement.

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PodcastsRoger Whitneyneeds, wants, wishes
#256 - Wants and Wishes: How to Make Room for Important Extras
#256 - Wants and Wishes: How to Make Room for Important Extras

How are we supposed to dream big when we are so unsure of how to provide for ourselves in the future? The future seems so unsure after the terrible month of December. Some may be tempted to give up and just put all their money into a safe money market account or cd. You know for certain that you will get 2.5%-4% returns and life wouldn’t seem so scary. On today’s episode, you’ll learn why you want to have an agile retirement plan in place to help you through the rough patches so that you can rock retirement and get back to dreaming of those retirement wants and wishes.

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PodcastsRoger Whitneyneeds, wants, wishes, gifting
#255 - Wishin’ and Hopin’: Dreaming Up Your Big Retirement
#255 - Wishin’ and Hopin’: Dreaming Up Your Big Retirement

This generation is redefining retirement. In the past retirement meant sitting on the park bench of life and taking it easy in the golden years. Today’s retirees are active and involved. They are living longer than ever and usually doing so without the safety net of the pension plans that were common in past generations. Since today’s retirees enjoy a longer period of health, retirement is an excellent time to live it up. How will you rock retirement? Discover ideas on how to pursue and fund your retirement dreams on this episode of Retirement Answer Man.

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PodcastsRoger Whitneyneeds, wants, wishes
#254 - Know Your Numbers: Will You Have Enough Money in Retirement?
#254 - Know Your Numbers: Will You Have Enough Money in Retirement?

As the markets worsen and the talk of recession begins are you wondering if you will have enough money in retirement? Are you wondering what you should start doing now to ensure that you can live the life you want? On this episode of Retirement Answer Man, I encourage you to take intentional action so that you can rock retirement. Today you will learn to count the costs so that you can know how much it will cost to live the life you want after you leave full-time work. Listen to this episode to hear how you can start planning now to rock your retirement.


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PodcastsRoger Whitneyneeds, wants, wishes, spending, budgeting
#253 - Are You Using the Wrong Age to Plan Retirement?
#253 - Are You Using the Wrong Age to Plan Retirement?

What age are you using to plan retirement? When we think of age we usually think of the number of years that we have lived and not the physical state of our bodies. But maybe we should rethink the way we use age to plan retirement. I recently attended a fascinating seminar about the science of aging that has me rethinking age and retirement. During the Practical Planning segment, I discuss the merits of telomere testing while in the Hot Topic segment we talk about the Baader-Meinhof phenomenon. Listen to this episode to discover whether you are using the right age to plan retirement.

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PodcastsRoger Whitneywhen to retire, Baader-Meinhof, biological age, longevity
#252 - What’s Your Word? Whittling Your Resolutions to a One-Word Goal
#252 - What’s Your Word? Whittling Your Resolutions to a One-Word Goal

Each year I choose one word to be my guiding light throughout the year. On this episode of Retirement Answer Man, I will help you understand why choosing one word can help you rock your retirement plan in the upcoming year. Many people choose the New Year as a time to make resolutions for the year ahead. But narrowing your resolution to concentrate on one word can help you improve your focus so that you can stay on track to reach your goals. Listen to this episode of Retirement Answer Man to hear how choosing one word can help you narrow your focus and achieve your retirement goals. So what’s your word going to be?

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PodcastsRoger Whitneywhat's your word, focus
#250 - Is Global Diversification Worth It?
#250 - Is Global Diversification Worth It?

On episode 250 of Retirement Answer Man we investigate the investment strategy of global diversification. With the U.S. stock market on a tear, is global diversification really worth it? In 2018 international investing has been a drag on our portfolios. As with everything, there are positives and negatives to investing internationally, but it is important to diversify your portfolio. David Stein, from the podcast Money for the Rest of Us, and I discussed the pros and cons of holding international stocks at FinCon recently and I share a bit of our conversation with you all. Listen to our discussion and hear some interesting facts about longevity on this episode of Retirement Answer Man.

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PodcastsRoger Whitneyglobal diversification, longevity
#248 - How a Spirit of Gratitude Creates Your Best Life & Retirement
#248 - How a Spirit of Gratitude Creates Your Best Life & Retirement

Is thankfulness the key to a happy life and retirement? It seems like everything I read about happiness contains the common theme of gratitude. Being a thankful person can greatly increase your happiness and the Thanksgiving holiday is a wonderful opportunity to give thankfulness a try. So this Thanksgiving edition of Retirement Answer Man focuses on being thankful to help you create your best life and retirement.

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PodcastsRoger Whitneygratitude, thankful