#66 Yes, 27 Year-Olds Think About Retirement, Too

"The younger generation is ruining this country!" This was said about the baby boomers. Now it's said about the millennials. The fact is, each new generation brings a fresh perspective that helps our society and country renew itself. Recently I spoke with a "millennial" who, like you and me, is working to raise a family and save for the future. 

 

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Favorite Quote From This Week's Story

"My goal is to get compound interest on my side as quickly as possible."

Lessons Learned From Jordan's Journey

  • Millennials are rejecting debt and working hard.

  • There's a big difference between being frugal and being cheap.

  • It's important not to rush into big purchases.

  • How important it is for couples to walk together as they manage their finances.

About Jordan

  • 27 years old

  • Married, one child and one on the way

  • Very cheap or frugal

  • School teacher

  • Loves working with kids

What Does Retirement Mean to You?  

The idea of being a millionaire really struck me.

That idea of being wealthy sounds good.

The idea of traveling a lot is wonderful.

What Are You Most Excited About Retirement?

Health, obviously.

I think my biggest worry right now is will I have enough money. I think that’s what drives me to save.

The other thing that scares me….is the idea of inflation. What inflation will be like in 30, 40, 50 years.

My goal is to get compound interest on my side as quickly as possible.

How Do You Think You’re Doing?

“Based on where most people are, I’d give myself an A.”

Do You Use a Financial Planner?

“I do but probably not as well as I should.”

What has Been Your Worst Financial Mistake?

Being cheap rather than frugal when buying their home.

What Do You Struggle With When Managing Your Finance?

She (my wife) just wishes we could spend a little more money and I'm just more on the frugal side.

"…I wish I was a little bit less frugal, but then again I wouldn’t be in the situation I’m in now.”

What Resources Have Had the Most Impact on Your Life?

Dave Ramsey

Rick Edelman Podcast

How Do You Want to Be Remembered?

The most important thing to me is to be a good father and husband.

RESOURCES MENTIONED IN THIS EPISODE

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Ask Roger a question

Work with Roger

3-video Series: 5 Minute Retirement Makeover

Roger’s Retirement Learning Center

The Retirement Answer Man Facebook Page