# 482 - How Do I Report a QCD on My Income Tax Return?

We continue our focus on you this month as we dive deeper into listener questions. Today we have a range of questions from various aspects of the retirement process.

If you have a question you want to be answered, head on over to RogerWhitney.com/AskRoger. You can type in a question or leave an audio recording–those are my favorites!

Listen in to learn how to work through the decumulation phase of retirement by developing a withdrawal plan that fits your needs.

Are we ever enough?

Do you ever get it in your head that you aren’t enough? Often times this negative self-talk can get in the way of living your best self. Rather than framing your actions by what you aren’t doing, reframe them to reflect that you are doing your best. You are only human and you can only do your best. You don’t need to be more than who you are right now. Simply focus on being your best self more often. You are enough!

If part of your self-improvement journey includes joining the Rock Retirement Club, put May 11 on your calendar. That is when we are opening the RRC to a new cohort of members. Listen in to hear how you can start rocking your retirement.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

LISTENER QUESTIONS

[3:32] What are the advantages or disadvantages to using bond funds to create an income floor?
[9:21] How do I report a QCD on my income tax return?
[14:50] Can you contribute to a Roth IRA with only a 1099 income?
[16:00] On doing a series on grey divorce in the future
[17:14] Where to pull money from first in the decumulation phase
[23:04] Where to put your passwords