The intersection of your finances and your life is where real personal financial management should take place.
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For years, the United States was known for being the world's largest energy-consuming nation, with imports from abroad making up for its inability to produce enough fuels for its appetite. Now, the U.S. is entering an energy renaissance, one that's leading to a marked shift in that position.
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Most financial decisions are emotional decisions. We all have wants, desires, fears, insecurities and habits that drive much of our decisions. It's a fact, so don't fight it, acknowledge it and move on. Doing so will free you to work on how to manage your emotions in order to make better financial decisions.
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Downloading apps for your iPhone or iPad is just too easy to resist. The average price for an app is only $1.60. A harmless amount for most of us. Just click a button and your bank or credit card is automatically charged. In under 5 seconds you can make a purchase without feeling like you’ve even done anything.
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What CNBC and Fox Business won’t tell you is the future. They won’t, because they can’t. I’m not saying this to be mean. They never said they could. Certainly we don’t expect them to (right?). I only say this to gently remind you that the future is fundamentally unknowable.
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It seems that everyone is being led on a forced march towards retirement. Retirement planning is big business and the players have a big interest in getting everyone to invest more. Isn't your life more than that?
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If life always went as planned, I’d agree. It doesn’t though and when the unexpected happens, your emergency fund may save you from being derailed from your financial plan.
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Sammy wants you to be happy. She’s an expert at being happy. Most golden retrievers are. She’s lived a long happy life and, if you listen carefully, you can too.
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Today, it is easier then ever to learn from others. There are amazing people online sharing freely their experiences and learnings. White papers, blogs, podcasts and newsletters are easily accessible (for free) to everyone. Do you have a mentor?
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I've never been much for motivational speeches but this one really struck me hard. It is packed with so many life lessons that apply to anyone that says they want to achieve something more.
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